Innovative Risk Solutions Today
For A More Profitable Tomorrow

Award Winning Firm

Client Savings To Date

$ 23,887,447

"Insurance has been done the same for decades and it’s time for change.   At 360 Risk Partners, we passionately believe you should start expecting more than someone there when things go wrong. Our entire business is designed to help companies minimize risk, protect their bottom line, and maximize their growth, regardless of where the insurance is placed. In every area of our firm we are committed to being a company that is a catalyst for change in an archaic industry."

- Bret Fair, Founder

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When my X-mod jumped from a 1.46 up to a 2.25, my renewal rates would have put me out of business. Luckily, I was contacted by 360 Risk Partners and they were able to get me approved into one of their worker’ comp programs which saved me nearly 50%. Our company doors are still open because of the expertise and knowledge at 360 Risk Partners. Thank You

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Janet S. – Director

In-Home Health Care Company

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Our companies health insurance premiums increased as much as 10% three years in a row! Unfortunately, I had to either find a solution or cut our employee benefits all together. 360 provided an amazing solution saved us almost 40%. Not only are we saving money but our employees are employee receive better coverage. Thanks 360!

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Gary - CEO

Production and Rental Company

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It was in May of 2016 that I had just received a letter from our workers’ comp carrier that our rates were going up about 40%. There was no way that a small business like ours was going to survive with that kind of rate increase. You (Bret Fair) and your staff (360 Risk Partners) were able to secure a very innovative workers’ comp program that put us back in the black! Your timely response and thorough follow up was very much appreciated during a very trying time. I cannot thank you enough. I look forward to a long business relationship.

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Paul - Owner

paulslandscapeservices.com

     Our Mission

360 Risk Partners has built its business on the foundation of providing innovative and alternative risk solutions to business owners. The California Workers’ Compensation market has suffered higher than average loss ratios, fraudulent activity and all around instability which has forced us into a hard market. The hard market forces carriers to tighten underwriting guidelines, raise pure premium rates and decline to offer coverage to industries all together.

The staff of 360 Risk Partners is constantly working around the clock doing market research to design and customize alternative programs for the benefit of California businesses market research to design and customize alternative programs for the benefit of California businesses. 360 Risk Partners takes a proactive approach with our customers/prospects to give them the knowledge and resources necessary to make educated decisions for their organizations risk management needs. Through the use of our exclusive programs coupled with our strategic carrier partnerships, 360 Risk is responsible for helping our clients recapture millions of premium dollars. The staff at 360 Risk Partners is looking forward for the opportunity to serve you.

Analysis


This is where we provide our strategies on how best to protect your company, save your management team time, and have the largest impact to your bottom line, regardless of the insurance placement. By this point you will have enough information to make an educated business decision to determine if a partnering with an insurance brokerage that delivers total risk management makes sense for your company

Proposal


This is where we provide our strategies on how best to protect your company, save your management team time, and have the largest impact to your bottom line, regardless of the insurance placement. By this point you will have enough information to make an educated business decision to determine if a partnering with an insurance brokerage that delivers total risk management makes sense for your company

Partnership


The goal of two companies partnering together is to make both sides stronger. We are committed to relentlessly communicating with you, constantly innovating for you, and standing by you through everything. The commitments we are looking for in our client partners are transparency, communication and willingness to share what Whiteboard has done for your company.

  • SPECIALIZED AND EXPERIENCED BROKERS

    As one of the only insurance brokerages in the nation 100% specialized in workers’ compensation, we can confidently say we are the experts. You deserve the best and we deliver it.
  • MASSIVE SAVINGS

    On average, businesses save an average of 37% on annual premiums when switching to 360 Risk Partners. These tremendous savings are the result of years developing exclusive programs and creating strategic partnerships with our carriers. There is no benefit to overpay for Workers’ Compensation Insurance and we take pride in providing savings to our clients everyday.
  • EXCLUSIVE AND ALTERNATIVE MARKET PROGRAMS

    Our programs, many of which are exclusive to our brokerage, are not your traditional market workers’ comp products. In other words there is a 90% or greater chance you have never been offered our solutions.
  • AGGRESSIVE CLAIMS MANAGEMENT

    With an experienced in-house claims management team, we ensure claims are closed out quickly, ultimately protecting your bottom line. The traditional process for managing claims is heavily in favor of the insurance carrier and it’s bottom line. 360 Risk Partners has created a process that actually favors the Employer and shelters them from the unnecessary financing of claims. Superior claims management equates to lower ex-mods and ultimately lower costs premiums for your business.

Workers Compensation

Health Benefits

A Company That Gives Back